UAE nationals can borrow up to 80% of property value, while expats can borrow up to 75% for properties under AED 5M, and 65% for properties above AED 5M. Maximum loan term is typically 25 years.
At Lucaria, our mortgage services are designed to make financing simple, transparent, and tailored to your needs. Whether you’re a first-time buyer or investing in your next property, we’re here to guide you every step of the way. Let us help you secure the best mortgage solution with expert advice and trusted support.
Loan
Guidance
Navigating the mortgage process can be overwhelming, but with Lucaria’s expert loan guidance, you’re never alone. Our experienced advisors take the time to understand your financial goals and walk you through every step of securing the right mortgage. From explaining loan types to helping with documentation, we ensure you make informed decisions. With clear advice and personal support, we simplify the process and help you secure the best financing for your new home.
Competitive
Rates
At Lucaria, we connect you with mortgage solutions that offer highly competitive rates in the market. Our strong relationships with leading banks and financial institutions allow us to negotiate favorable terms tailored to your financial situation. We continuously monitor market trends to ensure you get the best possible deal. With lower interest rates, you can enjoy reduced monthly payments and long-term savings, making your property investment more affordable and rewarding.
Quick
Approvals
Time is crucial when purchasing property, and at Lucaria, we prioritize quick mortgage approvals to keep your plans on track. Our streamlined process, efficient documentation support, and strong lender partnerships help reduce waiting times significantly. We guide you through each requirement, ensuring everything is submitted accurately and promptly. With our proactive approach and responsive service, you can move forward with confidence, knowing your mortgage approval is just around the corner.
Flexible
Options
At Lucaria, we understand that every client’s financial situation is unique. That’s why we offer flexible mortgage options tailored to your needs. Whether you’re looking for fixed or variable rates, short or long-term plans, we help you choose the best fit. Our goal is to provide financing solutions that align with your lifestyle, budget, and long-term goals.
Trusted
Partners
Lucaria works with a network of trusted financial institutions and mortgage lenders to offer you secure and reliable financing options. Our partnerships are built on years of collaboration and proven success, ensuring you receive professional service, competitive terms, and peace of mind throughout your home financing journey.